Financial Mini Series – Step by Step Guide to Buying a House

Personal finance enthusiast since 2004 when I graduated with a $9k+ overdraft loan which quickly ballooned into $18k+ personal credit line after purchase of a used car and a holiday. I then became serious in pursuing the Financial Independence Retire Early (FIRE) movement. Now I have two extra income streams coming from rental property and building an extra income stream from dividends in the stock market. My passion is improving financial literacy especially for women and new graduates so that they can have the option to be a stay at home mom without financial worries if they wish to do so. I also want to advocate for more awareness on halal investing and calculation of zakat especially for capital investments like stocks.

Currently certified with Financial Planning Practitioner’s Programme (FPPP) from CIBFM (currently known as bilif). I am involved in Financial Planning Association Brunei (FPAB) as the Assistant Treasurer for 2021/23. I am also working towards the internationally recognised certified financial planning (CFP) certificate. I regularly post on Instagram about my financial journey as Naj@myleanbudget.